Tightwad Tuesday

It's Tightwad Tuesday again. I missed last week somehow!

I shop around once a year for auto and health insurance to make sure I am getting the best prices. I do not have Dh and the kids on my health insurance through work as it is morethan twice as expensive as I can get on my own for them, though I am considering now putting Dh on my plan at work, due to all the doctors appointments he will probably be having this year.  I have an email into our benefits provider to find out when I could add him.

I pay my bills online, so no postage costs plus it has helped me be more organized and I no longer have late payments. I don't know how many times I have paid late fees over the years, just because I was disorganized (and we had too many credit cards to keep track of!) not because we didn't have the money to send.  I'm still working on my late charges for library books!! I have $1.75 due now.  Every few months I seem to slip and forget to return books for a couple of days.  Maybe now that I have a Nook and use that as my main reading source, I'll have less books to forget to return to the library.

I get my magazine subscriptions free using MyCokeRewards points.  I enjoy flipping through a magazine to sit and relax but I wouldn't pay for them, so it's a nice way to use my points up. I usually get about 3 subscriptions a year for free.