I'm a sixty year old wife, still working and the sole income earner. Follow along as I navigate this next stage of life.
Friday, February 3, 2012
A savings snowflake
I deposited the 2 checks from my 2 side jobs today. A bit more than usual, since I got in a few extra hours in getting the year end accounting done. Almost $900 total! I budget for $750-$800, as that is my usual monthly amount. When I did the deposit into the ATM I took out $20 cash. I've decided to try a little experiment to increase my savings. Every month when I deposit my side jobs checks I'm going to keep out $20 to just put into an envelope - to save. For what I don't know....maybe for extra Christmas money, maybe to raid for those small Murphy emergencies, or unplanned expenses, or maybe to just keep on saving and put whatever I save at the end of the year into regular savings. I just keep envisioning having hidden this huge wad of $20 bills - maybe my kids will find it when I'm old and kick the bucket, LOL.
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I think that's a great idea!
ReplyDeleteYup, I had to develop a 'especial Murphy fund' to take care of all these small things. Even if you don't know what for, you have to save. You never know when you'll need them. A big wad of $20's would be a lovely find, but don't go kicking any buckets anytime soon!
ReplyDeleteGood plan! $20's will add up quite quickly too!! :)
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