It took the SSA about 2 hours to call me back yesterday morning, but the call did come through this time, after I turned my Verizon spam blocker off (and turned it back on after the call). The lady helping me kept saying "I'm looking it up" "I'm still looking, bear with me". Then she asked if I knew what the dollar amount I was expecting, so I told her. Wait some more. Finally she said I show that payment was returned in January (which would have been 2024, when they reversed the ACH payment when they did pay the payment that was due) and now paid in March. I said March of 2025? She said yes, but it doesn't show what day it was this month, but you should be seeing payment soon. If you don't get it by the end of this month call back. Ok.....I'm still pretty skeptical it got processed, but maybe I'll be pleasantly surprised here soon and it will finally show up in the checking account. It's not there this morning.
One of our friends texted dh yesterday morning and said "check your mailbox, I dropped something in it." Apparently he had been to town, because he dropped off 2 fresh maple bars from the town grocery store. Dh's favorite! I'm sure he likely meant one was for me, haha, but maple bars are about the only donut I don't like and dh was happy to eat both.
My internal alarm clock didn't wake me up until 7:25 this morning. Where's that annoying cat when you need him? ;) When I got up I found him in our bathroom. He likes to sit up in the window looking out and you can see his tail hanging below the bottom of the curtain, or when it's light enough out and I haven't turned the light on yet, you can see his outline behind the curtain.
DH did see the new owner of the lot DAN sold, that is farthest from us, there for a bit one day last week. We haven't heard any more on the plans of the owners from the lot right next to us. But, now would/should be the time to get started, if you want to take advantage of the building season around here as long as possible. Both lots need wells dug and septic systems put in. It's sounding like if the tariff's go through it will raise lumber prices, which could have a big impact on the cost of building a home right now. When dh was at our town lumber store last time, someone had ordered their house lumber package now, even though they aren't ready to start building yet. He said he was worried they weren't going to be able to afford it, if they wait to buy it later. Between that possibility and the high mortgage interest rates, I'm sure glad we got built when we did. And I'm glad a year after we got done building, I was able to take advantage of interest rates and refinance our mortgage down to 2.5%.
I feel so bad for my half sis. She's just really is in a shitty relationship (not married). He could really care less about her and her feelings. Anything she tries to bring up, he just tells her she's the one with the problem, not him. I try not to give my opinion, too often, as I have to realize that mostly it's just her wanting to vent and she likely isn't going to make a change, but it's hard. I did finally ask her yesterday "what do you get out of the relationship?" Her response was "I have a free place to live". She doesn't have to pay him rent or anything towards the (HIS) house/property, but she does cover all her own expenses: her car payment, insurance, cell phone, etc. I said, well it's sad that none of her reply includes her saying she gets a "partner" "companion", "friend" "emotional support" etc...which should also be in the equation for a healthy, happy life - not just a place to live. She said she knows and knows she needs to leave. She said she just dreams of having her own little place, just taking care of herself and her pets and her chickens. I asked her if the inheritance her step dad already gave her, last year, before he got sick, and what she will get now, would be enough to buy herself a small home (or even rent), along with her 2 part time jobs. It wouldn't be enough to buy, but would be enough for a very large down payment and she should be able to swing the payment. She's only 58, so she has some working years ahead of her still. She also works part time for her boyfriends business (doing his books and misc stuff) and she says he complains about paying her the $1500 a month all the time - says she should be doing it for free. So, if she leaves, she will lose that income (but still have 2 p/t jobs income).
The other issue I asked her about is, if he died next week, what would she have/where would she live? She'd be on her own, since he owns his property and the house. She said she has begged him for years to get a will and and least set up something for her to be protected and he won't do it. He's got lots of property, a couple of business's, lots of assets......and no will. I'm not sure how hold he is, around 60 years old. I'm sure she hit the nail on the head when she said he knows it would all just end up going to his 2 daughters (though it would be a mess with no will) and he'll be dead and not have to deal with it, so what does he care....I said I don't think being on her own can be any worse/more lonely than it is WITH him. With his business, he has to go out of town to work at times and she is so happy when he's gone. That should tell her right there, the relationship is not working. But, I'm going to try to keep my opinions on that to myself, going forward, and just be someone she can vent to, when she needs to, rather than try to offer suggestions/solutions.
Yes with friends and family we have to remember to be there for them to vent but let them figure things out for themselves. That is hard sometimes but necessary.
ReplyDeleteI'm mostly just trying to ask questions, but at the same time, get her to think about her answers, without telling her what I think she should do :)
DeleteThe “let me pose a question “ approach was always the technique that set me on a better path when I vented. Hope it all works out.
ReplyDeleteWe got the lumber for this place with his first round of tariffs. Aaaaargh. I had to make a lot of trade offs. For instance, I sacrificed a coveted exterior paint color for finished porch ceilings . (The color I wanted would have taken several coats adding several thousand dollars.) The doors were also expensive. Spoiler alert: A tariff is a tax on imported goods. That means those of us who receive the goods pay them.
The good thing about building in the tails end of the supply chain problem was that the lack of choice made it easy to choose. Plus, I guess nobody wanted my taste neutral floors, so the linoleum I chose for the baths was closeout!
I still regret not being able to get the woodstove I had my heart set on. Same model we have, but in a dark red. At several thousand dollars more for red, I decided the black suited me beautifully!
-Meg B.
I hope it works out and she gets some resolution in some way. It just hurts my heart to know she is so unhappy (and also to know she has the power to do something about it, but is afraid to). I think building a house probably ends up with a lot of sacrifices from the original plan. I know ours had a few, as well.
DeleteI hope your sister is squirreling away money in an account he knows nothing about. If she does not own furniture, maybe she can buy a piece or two that she can move out with her. Maybe is she sets a goal time to be out, she can get her head into moving out. She needs a plan.
ReplyDeleteMaybe he can spend more time out of town and give her a break. Does she have children?
she said that was her plan, to get a years worth of rent squirreled away, but when her dad got sick and she's been dealing with that since last summer, she hasn't been able to work/earn as much as she planned. She has 2 adult daughters she is close with and each of them has a child and they live near her, so that is good.
DeleteI'm glad you were able to be there for your sister, if only to listen to her rant. So many women are sadly in unsustainable positions for financial reasons and afraid to leave. Of course many men are unhappy too but more often than not they have the resources to leave. And of course if he did die, you can bet his daughters would have her out of there immediately!
ReplyDeleteyes, I'm certain they would have her out
DeleteShe lives with him so in their province I wonder if common law spousal stuff may apply?? It may apply in my province (but I wonder if filing taxes together or not comes in to play) You are right though, her position is not good but I am so glad she has you to support her in some ways!!
ReplyDeleteIn Ontario, they are considered common law after 12 months of cohabitation. She does have rights.
Delete~Beth (Ontario, Canada)
I asked her about common law and she said from what she understands the only thing she has "rights" to is their modular home they put on his property a few years ago. He owned his ranch, business's and other property before they were together. I'm not even sure how that would work with the house, since it's on his land
DeleteInteresting... In Ontario where we are - even the stuff you buy before marriage becomes communal property unless you do a pre-nup. So she would have to do some research for her province. Because her name might not be on any of stuff but if she can prove she was living with him in the property (something must be in the same address between them OR she should do this, lol) then she has a case. Maybe in time she will get a little legal consult to cover her a$$ just incase.
DeleteShe did also mention she should consult an attorney to see what rights she may have. But, dang, I'm sure all that will end up super costly and time consuming if she had to try to fight to get rights. He could so easily take care of all that now. Very telling that he won't do it for her.
DeleteI feel for her and any woman in her shoes. I agree with you, so telling that he does nothing for her financially or emotionally and then doesn't even want to pay her for the work she does for him ... Let's manifest a new job, place and partner for her!!
DeleteAgreed! She told me at this point in life she doesn't even care about having a partner, she just wants to have a little place and be on her own and just take care of herself.
Delete