Thursday, November 7, 2024

A sort of Friday

Still trying to adjust myself to the time change. I keep waking up at 5:30 or so. Hard to get back to sleep until 6:45. By evening (actually later afternoon) I'm dragging. Hopefully by next week I'll be running on the new time. I'm sure the weekend will help me adjust. I'm such a creature of habit, it's hard to change.

Still no word from the propane guy. DH always takes these sorts of things personally. Like it's some sort of personal slight against him. His mom was always the same way. How do you schedule someone and then not show up, not call and tell them you aren't coming, and worse yet, don't even follow up with them to reschedule? Plus, dh keeps getting up early, just in case he's going to call first thing and say he's on his way. And that's annoying!LOL. It's 7am and dh is already up and interrupting my quiet time with my cup of coffee and Amos sitting in my lap while I type this.

Today is my Friday, since I don't have to work tomorrow. This year, for the first time, I did manage to take all but 2 of my earned vacation days off. I still have over 300 hours on the books though. It was hard enough to get myself to take 25 days off this year, not sure how I'm going to ever get into using those banked hours, LOL. I need to sit down with the calendar again, at the first of the year and get some days/weeks figured out for next year to make sure I use them up again. 

It's nice to have the mail and my phone back to normal and our mailbox not stuffed with political flyers and my phone not filled with text and calls. I can easily leave the tv and news off (as I've been doing since the 2020 election), so it should be a lot quieter now. 

I had my quarterly chat with my investment guy. He's optimistic for the balance of this year and into next year. I should go go back to my notes I take from his past "predictions" and see how often he is right, LOL. He said the Fed should cut interest rates by 1/4% today and by another 1% during 2025. He predicts that by the end of 2025 the Feds interest rate will be down to 3.4%. 

He also want to keep my portfolio at 60/40 and with the earnings my stocks have been getting, I was up to 68% in stocks, so he wants to use the gains I'm getting to move that money into stable earnings, so sold some shares and bought another 3 year CD (at 4%).

Ok good, after chatting a couple minutes, dh decided to go back to bed. I don't know what time he went to bed last night, but probably around 1-2am is his usual. 

With the snow stakes dh puts out, he also puts them along the edge of our lawn outside the fence, along our street, so when plowing he stays off the lawn and knows where the edge is. Now he just has to keep straightening and making sure the stakes are solidly in the ground, because little neighbor boy thinks it's fun to walk home after getting off the school bus and hold his arm out and hit the stakes as he's walking along. Kids....LOL


No comments:

Post a Comment