Thursday, February 27, 2025

Fixed a problem on a sunny day

I think I have resolved the issue with PayPal and my PayPal credit card not getting charged when checking out with Paypal, as the payment method. It took a bit of time. First I was on a chat with support and they were looking into it (over 2 days). They told me they couldn't see my PPCC in my PayPal wallet. I was then told to call the customer service number on the back of my card. I knew that wasn't going to work. The credit card itself, has nothing to do with my PayPal account/wallet. It could have been a totally unrelated card that I had set as my preferred payment method and they certainly couldn't control what checking out with PayPal uses as my preferred method. He, of course, instructed me to call PayPal support back and gave me a number.

That person was apparently more knowledgeable than the chat person. (I started to type "more helpful" but no, the chat person was just as helpful.) He could see the cc in my wallet. I'm not even sure I can explain what the issue was, but I did understand what he meant.LOL. Even though you can have a preferred payment method set, there are still other "payment settings" set up, per company you are purchasing/have purchased from in the past. Apparently these settings override. He went into those setting and fixed Walmart so that the payment will go on my cc. He also sent me an email with instructions on how I could could access this in my paypal account myself and look for any others I might want to update. Who knew?! It's buried in a payment setting called "Automatic Payments", even though he explained to me that name is misleading. It could be a setting for a one time purchase, not something you have set up to pay monthly. Next time I do an online order and do Paypal checkout, I guess we'll see if it works now. At least neither of the 2 times I called did I have to wait on hold at all, so that was nice. I'd say any time I have had to call Paypal over the last 15-20 years I have had an account with them, it's never a long wait to get to talk to someone.

We had a beautiful, sunny 50 degree day yesterday and another similar day is on tap for today and even a bit warmer. It's still around freezing at night, but once the sun it out it warms up quickly.

DH spent part of the day going through his big stack of wood scraps of all kinds and now has a separate pile, to be burned this spring. A few pieces were long, so he cut them up into smaller lengths that will be more manageable to put on the fire.

Today I have a quarterly phone meeting with my guy who runs my inherited IRA. It sure doesn't seem like it's been 3 months already, but I guess it was November when we last chatted. It's also hard to believe that in a little over a week, I will have now had the account one full year. The plan I have with the money is still the same - pay off my mortgage, so it's fully paid when I retire. Since I don't plan on retiring for another 6 years and want to spread out my distributions over the years, so that I'm not at the highest tax bracket, I'm letting most of it stay invested as long as possible.The calls are usually only 10-15 minutes. My work's 401k advisor is also offering their annual meetings, but I think I'm good on that. I talked to them a year or two ago and still want to keep the investing at it's current settings.

 

 

 

2 comments:

  1. I was on Dave Ramsey's website a few weeks back and clicked through to talk to someone affiliated with them on financial planning for retirement. I was STILL ON THE SITE and my cell phone rang. While I was talking to the first guy, I got another call from someone else.

    I ended up meeting with the first guy. I told him what all I have, the situation I'm in, etc. He said I'd be fine, but gave me a couple of 'homework' kind of things to either find out or get done. He asked a question about one investment on my work retirement account. I followed up with an email to him about that. And a separate email about a question he had regarding his son. (I work in higher education administration.) I never heard a word back from him. It's the weirdest thing. He was so kind when we met. He laid out a plan for me to follow over the next few years. He mentioned following up in a few months to get the answers to the questions he gave me. But he didn't even respond to either of the two emails. I am baffled. Maybe I should look up the obituaries to see if he died unexpectedly. I know well how that can happen. But it seems like someone in the office should have taken over his contact list.

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