Money this and that

I have enough in my HSA account now to start investing it, long term, until retirement, and my contributions going forward will keep adding to it. It's also nice that the account has a feature that will just "sweep" my (and employers) future contributions over to the investment account, so it's all automated now. Of course day 3 and it's already taken a loss. I don't even want to look at my 401k. It's bad enough that I have to look at mom's investment account and see how poorly it's all doing. I'm just going to tell myself that that HSA money is investing in the stocks at probably rock bottom prices and when they go back up, it will be nice gains, then. Right?...LOL. 

My mom's medicare advantage plan has a $200 a year OTC benefit to order through this little catalog they have. It's a use it or lose it each year thing (that I only discovered last year). There was still $111 left to use up by the end of this year, so I ordered some things. Acetaminophen, neosporin, hydrocortisone cream, etc. The stuff is a little overpriced, so it's easy to use up the allocation pretty easily. But, at least it's some needed/used supplies for no out of pocket. I'm glad I remembered to log in and use the up the rest of this years account balance. She might as well take advantage of the benefit offered, since she has to pay $131 a month for the plan.

Yesterday morning the new caregiver forwarded me the text that the other lady had sent out to most clients about her retirement and K taking over. She said there are a few who said they didn't receive it either. At least now I feel all up to speed what is going on. She was also kind enough to let me know that the other lady that works for her is on duty the next few days and she let her know that mom still sounded congested. I said she did when I talked to her, but that from the camera watching I see she seems to have her normal energy and strength back, as she got dressed and is getting around her apartment well again. Also during our phone conversation the previous day she recommended getting mom on a waiting list for an assisted living/memory care place she knows of. Again, she seems of the same opinion as the first caregiver, try to avoid the 2 large assisted living and memory care places in town. She said she worked at the memory care place awhile. Not so much due to the care itself, but because the cost is so expensive and these smaller places offer more care/attention. She texted me the email contact at this care home and I emailed yesterday to inquire about getting on their waiting list for mom.

Then just before lunch I got K's first billing for mom! Woo! LOL. And a quick and easy link to pay online via bank or credit card. I just chose bank account, because I use this same exact system for invoicing where I work, and I know if the customers pay via credit card we get charged an extra 3.5%. I paid her immediately.  Plus, I figure the less she has to do with tracking down getting paid, the more time she has towards caregiving.

And continuing on the money topic, for the life of me cannot understand why my dh can't even pay for an order online without it not going through. I got him another one of those visa gift cards so he can buy me Christmas presents without me seeing the charges on our card. Only he can never get it to work. Same problem last year. He tried ordering something a week or two ago, tried like 3 times, and it wouldn't go through. Then he just tried buying something different from a different online store and nope. I took the card info and just bought a $5 Amazon e-gift card with it. Worked fine, no problems. Took the card info back downstairs to his den and said it worked just fine for me. I started to go back up the stairs and he starts slooowwwly typing the card info in again and what do you know - the purchase went though! 

I'm keeping busy in the evenings with new shows back on tv. I like to watch The Voice and Young Sheldon. In between, I'm watching a tv series on Netflix.