I was able to check into 2017 health insurance plans and rates for DH today. UGH!!!!! Health insurance is much more expensive in this state, plus I only have 3 insurance company choices. I was paying $353 a month for a Bronze plan for him before. Here the cheapest plan is $603 a month. I checked 2017 prices on his old plan/state and it would have went up to $418 a month (18% increase). Now I am facing an extra $250 a month - for the same CRAPPY coverage.
Seriously, who in their right mind, thinks this Obamacare is a good thing? It boggles my mind. I'm sure the reason it's so much higher here is because this state (and especially this county) has a majority of low income/subsidized residents, so I'll be paying for their premiums in the $603 a month for DH. Just wonderful.........
I'd save over $5000 a year just not having health insurance on DH and paying the 2.5% penalty and paying office visits, prescriptions, etc out of pocket. With the huge deductible everything common (an office visit or two per year, prescriptions) all are out of pocket anyway. Of course, that doesn't protect us if he had a major health problem and that's all this $600 a month/$7200 a year is really paying for. SO Frustrating!
I could add DH to my work health insurance, but it would cost me about $1000 a month, so I've always opted for the individual plan health insurance and shopped around every year. Pre-Obamacare I paid $272 a month for DH AND 2 dependents!
I pray pray pray that Trump gets elected and something gets done about this. Who knows if it really will, if he does get elected, but I know for damn sure if Hillary wins, it won't.