This afternoon DD and I were over at our bank, finally getting together with the investment adviser so she could figure out what mutual fund type thing to allocate her Roth IRA to. Loved the young guy who was the adviser! He explained things great to her and slipped in a lot of other advice.....like credit cards are bad (but he did say they are kind of necessary evil to build credit) and don't be paying off a dinner you went out to months later....at her young age, when she is out of college, don't go buy a brand new car - buy a used one! I said "I Like you!". He was suitably impressed with her graduation accomplishments and the amount of money she has managed to save in less than 2 years of working.
As we were leaving the shopping center parking lot a young man was standing on the side of the road going outside the shopping area with a sign and a sweet looking black lab mix dog. I didn't read all his sign..something about trying to feed a family of 5. DD said "oh, look at the dog and the guy looks nice, like he really does need it". She grabbed $10 out of her wallet and I rolled down the window and gave it to him. He was so thankful and as he went to stand back in his spot with his dog he was wiping tears from his eyes. I hope that little bit was able to help him in some way. DD has a kind heart.