The next chapter

Mom's BF passed away. His DD just called my mom yesterday morning and told her he passed away during the night. I'm really glad we were able to take mom over there on Saturday to see him. She had a feeling he wasn't going to last much longer. She seemed ok with the news. I think she's had all these weeks to kind of prepare herself and knew it was coming and she's glad he's not suffering anymore and in a better place. As far as I know his family is not having a service for him. DD called her later in the afternoon and said she seemed good and she said she had talked to my uncle, too. When she called me in the morning, first thing, I forgot to ask her if she called SB. DD asked her when she called in the afternoon and I guess she had not called him yet, but said she would. I thought about texting him the news, but figured my mom can let him know. She did have a note stuck to her computer to remind herself to email a friend of theirs, when he passed. I see that she did email her yesterday.  I told my DD that it will be interesting to see how my mom does, now that she doesn't have someone telling her every day she needs to move. And it will be interesting to see if she finally starts to get involved in some activities there. She keeps saying all the time she needs/wants to, but hasn't.

One of the other things I got done, while at mom's, was change all her passwords and online account secondary contact info from SB to me, so that he no longer has access. When I was there 6 weeks ago, I had made her a password list so she'd have all her logins and passwords. She had decided to fold it in half and put it in her desk drawer, kind of along the side of the drawer, inside. It wasn't there. We looked and looked. She couldn't figure out what happened to it, then she got worried maybe the cleaning lady took it? In going through a file tray she has next to her desk, I found it mixed in with her other papers. I was going to take a few copies of things, but her printer/copier printed out blank pages. She had a box each of black and color ink cartridges underneath her desk, which I tried, but I have a feeling they were old/used as they were in the box but not wrapped in a sealed foil type package, nor was there the little strip to peel off, when you first open them. She thought for sure they were new, as she would throw away old ones. While DD had her out to go to Goodwill they stopped and bought new cartridges and that fixed the problem.

I still need to email her brokerage/investment guy and send him the new POA copy and my contact info to change on her online banking. I had hoped to change it online from her login, but it said you had to call the office to make contact changes. I hadn't been able to log into her investment account, because it has extra security protection and wanted to text the number on file which was hers or SB's, (but she really doesn't know how to get texts). I'll get that done here in the near future. SB can't log in now, at least. Her money just sits there and earns, LOL, so it's not like it's a big rush to take care of.  She basically only ever transfers money from there once a year, when she has to take her annual draw. I was able to update myself on her balances (from 6 weeks ago), from her computer, and was wondering why the "savings" account through there, which SB had set up new and her put most of the money from her house sale, actually went down almost $200. There is an annual $175 yearly fee for that account. It earns basically zip in interest (.10%) so she actually will loose money on it! That's just dumb to me. Might as well just put that money in either her regular bank savings account or her credit union savings account. I doubt those have a fee. Good grief. Of course, she also pays an annual fee for her IRA/investment account with them too, which is understandable, but to pay $175 a year just to have a savings account is ridiculous. She might as well just put the money under her mattress! She'd better better ahead. At least with her credit union savings account she's earning .45% on her money in there. I totally do not understand putting it in an account that earns .10% interest and has a $175 a year fee. I have no idea why that was a good idea?!

Another thing I need to figure out is her December rent payment. She has this sheet of paper with information typed that shows her rent amounts for 5 months and the one time "community fee". It appears to have come from the office of her retirement apartment, but nothing with their logo on it. Basically, it's a breakdown of her rent and the discounts they were giving her the first 5 months, mostly due to her BF being the referral. Anyhow, it shows her Dec rent was to be $1310. They billed her (I have a copy of their December rent statement) $3120 and did not give her the discount that is showing on this paper she has. I am going to call the office manager I talked to there last week and ask about it, at least.