Good grief - I received a letter from our county treasurer's office yesterday that our property taxes that were due 11/30/16 are delinquent. Just a typed out letter stating this, with the amount, penalty and interest and a "taxpayer" number. No reference to which property it is, or if it's both. It was after dinner when we picked up our mail, and evening by the time I opened this last night. WTH?! I owe almost $1100. How is that possible, when I was under the impression all the property taxes got paid, even the ones coming due in November (it was October when we closed on the properties)? My first thought is it has to be related to our land, because we own that free and clear and will be billed and be paying the taxes directly, ourselves. But the amount seemed way too high, especially if it was only for 1/2 a year. From the very vague letter, I had no idea even what tax period this is for.
I dug out our paperwork on the land. Can't be that, because the taxes on that are about $860 for a year and according to my paperwork we are paid up on that for a whole year. Nothing due until November of 2017 (and now I remember the escrow lady telling us that). But, my taxes on the house are supposed to be taken care of through the mortgage company.
So, I tossed and turned on it all night. Got up this morning and looked at my paperwork on the house. At closing almost $1100 was included in what we paid for property taxes due. I logged into my mortgage account online and looked at the escrow balance. It was over $2000 now. I looked at the transaction history and in October it shows a deposit of almost $1100 (and then my monthly payments so far), but no money getting paid out for the taxes. Good grief!
While still online I see a "chat with a representative" so I did that and explained what I think is going on. She said she will report it to their tax department and asked me to email a copy of the delinquency letter I received. I ran it through my scanner and got that emailed off right quick. I'm just glad it's not having to come out of my pocket. I didn't want my savings I'm getting built up to have to take a hit like that!