I've been taking a look at my "numbers". Good news on 2 fronts: fast food expenses are down and 401k balance is up.
December fast food was $116, down a bit from November and this month so far has only been $65. I've really been doing well with the meal planning and sticking to it. I still hate cooking, but what'ya gonna do?
My 401k had a 17.22% gain for 2012! I still have a LONG way to go to catch up with having a decent retirement fund, but since I still have 18 years or so before retirement age of 67 I think we'll at least have a small nest egg and hopefully a little Social security benefits, since I've put into it for the past 30 years and will be for another 18 years. Right now I'm sitting at $25,300 (this starting at zero 7 years ago). At the end of 2011 it was $18,267. Mid year there was an employer contribution of $2200 and at the end of 2012 it was up to $24,252. It's increased over a $1000 just since Jan 1st. Another $2200 is due to get added to it here in a few months with our annual profit sharing deposit from employer.
I'm not one to watch my 401k balance all the time - just every month or two I take a look at it. I am hoping to get back to making payroll contributions in the next couple of years, as my "kid expenses" go down. When DH had to stop working and my employer stopped our bonus program, I had to stop my contributions for the time being. I was putting $200 a month and company matched 50%. Fortunately, though when my employer dropped the bonus program in 2009, they did add a profit sharing of 3.4% of our annual income, so that has helped keep my 401k growing.
Awhile back, I posted about some of my retirement "possibly" being inheritance from my mom. I got a bit blasted for "expecting" this. (I do NOT expect it, at all). While at my mom's for Christmas my uncle had a more in depth chat with me and DH about his will and "estate". He asked that 20% of the sale of a classic car (worth about $100,000) he has goes to some children's charities he supports. I said to make sure to put this in his will and especially which exact charities he wants to help. That would be so cool to be able to give an amount like that to charities! Now, this being said, again, I do NOT expect this money, nor do I consider it a part of my retirement planning. It would just be a "bonus" if I inherit anything from either my mom or my uncle. He's only 70 and could sell that car between now and then. Most likely he will have to sell it and his house, if/when he needs long term care. He does have a house paid off that he said is currently worth about $160,000. But, it would be kind of cool to be able say I got an inheritance from a "rich uncle". LOL. He is my favorite uncle and makes us all laugh hysterically, so I'm hoping he's got many many more years to be around!